Saturday, April 17, 2010

Loss Mitigation, Get An Expert on Your Side

Are you facing foreclosure because your mortgage payment is too high? Are you searching for a form of loss mitigation in Phoenix, Arizona that can help you out with this problem?

Dealing with the bank’s loss mitigation department is a very challenging thing to do. With the banks tightening their belts, the process of dealing with loss mitigation has gone from challenging to nearly impossible. Acting quickly in this crucial time of crisis is amazingly important to finding a loss mitigation situation that can work for you.

Loss mitigation can be found with the help of a real estate expert that deals in the short sale of homes. Because of their experience in loss mitigation and helping out people in your situation, they are the best experts to contact when you need to know how to negotiate with your lenders loss mitigation department.

A Short sale specialist in Phoenix, AZ, as a means of loss mitigation, can negotiate with the bank to facilitate a short sale on your behalf. With late fees mounting and a foreclosure notice potentially only weeks away, your loss mitigation needs to be kicked into high gear. The help of a short sale real estate expert can move the loss mitigation process along more smoothly and efficiently on your behalf. Being upside down in your mortgage (upside down refers to the fact that your property’s value is less than the your mortgage loan) is not new to a short sale specialist.

Having dealt with your upside down situation several times before with home owners just like you, a short sale specialist can take you through the steps of dealing with the banks loss mitigation department during the short sale of your home. This is also the reason why loss mitigation departments don’t mind working under the terms that a short sale provides. When they have the opportunity to deal with someone that understands the process from the home owners side, it makes the banks job much easier.

To be perfectly honest, taking a do it yourself approach to this situation should not even be considered. You would perform open heart surgery on yourself, would you? The same notion applies here. Leave the work to the experts.

Take a quick test to see if a short sale specialist can work for you in your loss mitigation needs.

Is your mortgage higher than the value of your home?

Do you want to avoid foreclosure and/or bankruptcy?

Have you missed payments or are you having trouble making payments?

If you answered "YES" to any or all of these questions, it is time for you to get your loss mitigation in high gear by contacting a real estate expert that deals with short sales. There knowledge of the loss mitigation process is keenly essential to your survival in this process.

Do you have questions? Read the Short sale FAQs.

Are you a Realtor? Then get free short sale training by Kevin and Fred at Free Realtor Training on ShortSalePower.com

1 comment:

  1. The loss mitigation process can be quite confusing at times,So we should get connected with an attorney that specializes in loss mitigation.

    ReplyDelete