Friday, January 8, 2010

Don’t Just Pack Up and Leave, Stop Foreclosure Sale

Many times, home owners hear the word foreclosure and think that there is no wait out. So, inevitably, they choose to give up. They pack up all of the belongings that made their house a home and consider it a lost cause and that there is no use fighting to stop foreclosure sale. The real truth is that they could have the option to stop foreclosure sale or in the worst case scenario, they could at least stay in the home until it is sold at foreclosure. There are other options available in Gilbert, Arizona to stop foreclosure sale that many people are not aware of.

Doesn’t it seem a bit silly to pack up and leave if there is still a chance that you can stay, stop foreclosure sale, and win? In most states, you have the ability to stop foreclosure sale. Although every state and every mortgage company handles these situations a bit differently, most have options to stop foreclosure sale. You need to do some research to see what options are available to you. Many governing states or mortgage companies will let you make good on your mortgage until as late as an hour before the sale of your home. So, because you don’t know what the future has in store, you may be able to stop foreclosure sale at the last minute. No matter whether you are paying off the back payments and fees that you owe, paying off the entire mortgage, or finding another suitable option to stop foreclosure sale, you can stop the foreclosure sale at the last minute. Do not give up!

Many times, there are companies and entitites in Gilbert, AZ that can help you stop foreclosure sale. You just have to find all of the options available to you. The bank wants to recover their money, which is why they foreclose and sell the house. However, their goal is to recover as much of the lost money as they can. So, if you and they can find a better option to getting them some money, the mortgage company will usually listen. This desire to recover money that exists with your mortgage company can help you stop foreclosure sale. The mighty dollar is also the reason that a short sale can be in the best interest of both you and the lender.

A short sale will give the mortgage company the most money towards recovering their debt and help you stop foreclosure sale. Essentially, a short sale will help you stop foreclosure sale, because you have found a buyer for the home. That buyer will pay more for the home than the mortgage company will get by selling it at foreclosure. So, you have found a way to stop foreclosure sale. The bank will usually take the selling price over the option of a foreclosure sale so that they lose less money. In turn, while you stop foreclosure sale, you also have the ability to purchase a home in the very near future because you have not tarnished your credit score.

Do you have questions? Read the Short sale FAQs.

Are you a Realtor? Then get free short sale training by Kevin and Fred at Free Realtor Training on ShortSalePower.com

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